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Media and Entertainment
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Riyad Bank reported a 15% increase in net profit to SAR 8.04 billion for 2023, compared to SAR 7.01 billion in 2022.
Financials (M)
Item | 2022 | 2023 | Change |
---|---|---|---|
Net Special Commission Income | 10,052.45 | 12,414.28 | 23.5 % |
Operating Income | 13,599.37 | 15,898.84 | 16.9 % |
Total Provisions | (1030.59) | (1833.99) | (78.0 %) |
Net Income | 7,019.32 | 8,045.84 | 14.6 % |
Average Shares | 3,000.00 | 3,000.00 | - |
EPS (Riyals) | 2.34 | 2.68 | 14.6 % |
EPS Diluted (Riyals) | 2.32 | 2.58 | 11.2 % |
Special commission income rose in 2023 by 59.6% year-on-year (YoY), mainly due to an increase in interest income from loans and investments.
Likewise, total operating income rose due to an increase in net special commission income, trading income net, and other operating income.
This was partially offset by the losses on disposal of non-trading investments, a decrease in net fees, commission income, and dividend income.
The fourth-quarter net profit declined 3.6% to SAR 1.95 billion from SAR 2.02 billion in Q4 2022.
Sequentially, the Q4 bottom line fell by 6.5% from SAR 2.08 billion in Q3 2023.
Current Quarter Comparison (M)
Item | Q4 2022 | Q4 2023 | Change |
---|---|---|---|
Net Special Commission Income | 2,851.65 | 3,141.94 | 10.2 % |
Operating Income | 3,742.24 | 3,932.15 | 5.1 % |
Debt Provisions | (377.88) | (464.46) | (22.9 %) |
Net Income | 2,027.83 | 1,954.56 | (3.6 %) |
Average Shares | 3,000.00 | 3,000.00 | - |
EPS (Riyals) | 0.68 | 0.65 | (3.6 %) |
EPS Diluted (Riyal) | 0.68 | 0.63 | (7.4 %) |
Item | Q3 2023 | Q4 2023 | Change |
---|---|---|---|
Net Special Commission Income | 3,074.87 | 3,141.94 | 2.2 % |
Operating Income | 3,978.14 | 3,932.15 | (1.2 %) |
Debt Provisions | (304.20) | (464.46) | (52.7 %) |
Net Income | 2,089.37 | 1,954.56 | (6.5 %) |
Average Shares | 3,000.00 | 3,000.00 | - |
EPS (Riyals) | 0.70 | 0.65 | (6.5 %) |
EPS Diluted (Riyal) | 0.67 | 0.63 | (6.0 %) |
Balance Sheet (B)
Item | 2022 | 2023 | Change |
---|---|---|---|
Assets | 359.65 | 386.85 | 7.6 % |
Customer Deposits | 240.01 | 254.91 | 6.2 % |
Loan | 242.36 | 274.40 | 13.2 % |
Shareholders’ equity, with no minority interest, stood at SAR 53.69 billion by the end of December 2023, compared to SAR 49.60 billion in the year-earlier period.
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- TASI
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Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
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- 2290 - YANSAB
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- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
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- 3005 - UACC
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- 2160 - AMIANTIT
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- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
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- 4110 - BATIC
- 4143 - TALCO
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- 4040 - SAPTCO
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- 4261 - THEEB
- 4263 - SAL
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- 1810 - SEERA
- 6013 - DWF
- 1820 - BAAN
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
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- 6017 - JAHEZ
- 1830 - Leejam Sports
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- 4061 - ANAAM HOLDING
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- 4161 - BINDAWOOD
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- 6001 - HB
- 6010 - NADEC
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- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
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- 2283 - FIRST MILLS
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- 2284 - MODERN MILLS
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- 4002 - MOUWASAT
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Media and Entertainment
Consumer Durables & Apparel
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9616 - JANA
- 9620 - BALSM MEDICAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9619 - MULTI BUSINESS
- 9621 - DRC
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
- 9617 - ARABICA STAR
Share Price
Riyad Bank (RIBL)
Current | |
Market Cap (M Riyal) | 83,700.00 |
Shares Outstanding ((M)) | 3,000.00 |
EPS ( Riyal) (TTM) | 3.01 |
EPS Diluted ( Riyal) (TTM) | 2.91 |
Book Value (BV) ( Riyal) | 18.86 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 9.28 |
P/E (TTM) | 9.28 |
Price/book | 1.48 |
Return on Average Assets (%) (TTM) | 2.2 |
Return on Average Equity (%) (TTM) | 16.8 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2014 | 1,229.64 | 12.9 % | 1,932.04 | 12.0 % | (203.77) | (6.6 %) |
Q2 2014 | 1,256.38 | 7.7 % | 2,094.96 | 15.4 % | (262.98) | (33.3 %) |
Q3 2014 | 1,315.71 | 8.3 % | 1,990.25 | 14.5 % | (217.40) | (55.7 %) |
Q4 2014 | 1,328.51 | 8.3 % | 1,994.52 | 11.1 % | (215.92) | (117.1 %) |
2014 | 5,130.24 | 9.2 % | 8,011.77 | 13.3 % | (900.06) | (43.5 %) |
Q1 2015 | 1,281.74 | 4.2 % | 2,047.81 | 6.0 % | (127.80) | 37.3 % |
Q2 2015 | 1,293.48 | 3.0 % | 1,901.43 | (9.2 %) | (315.33) | (19.9 %) |
Q3 2015 | 1,261.05 | (4.2 %) | 1,862.11 | (6.4 %) | (358.11) | (64.7 %) |
Q4 2015 | 1,343.51 | 1.1 % | 1,888.02 | (5.3 %) | (229.49) | (6.3 %) |
2015 | 5,179.78 | 1.0 % | 7,699.36 | (3.9 %) | (1,030.74) | (14.5 %) |
Q1 2016 | 1,267.32 | (1.1 %) | 1,786.17 | (12.8 %) | (104.82) | 18.0 % |
Q2 2016 | 1,360.12 | 5.2 % | 2,026.99 | 6.6 % | (85.11) | 73.0 % |
Q3 2016 | 1,320.55 | 4.7 % | 1,854.88 | (0.4 %) | (335.22) | 6.4 % |
Q4 2016 | 1,353.05 | 0.7 % | 1,833.24 | (2.9 %) | (761.26) | (231.7 %) |
2016 | 5,301.03 | 2.3 % | 7,501.28 | (2.6 %) | (1,286.40) | (24.8 %) |
Q1 2017 | 1,425.31 | 12.5 % | 2,007.29 | 12.4 % | (217.11) | (107.1 %) |
Q2 2017 | 1,473.21 | 8.3 % | 1,983.91 | (2.1 %) | (371.45) | (336.4 %) |
Q3 2017 | 1,538.68 | 16.5 % | 2,076.13 | 11.9 % | (288.12) | 14.0 % |
Q4 2017 | 1,497.87 | 10.7 % | 2,057.89 | 12.3 % | (350.80) | 53.9 % |
2017 | 5,935.08 | 12.0 % | 8,125.21 | 8.3 % | (1,227.49) | 4.6 % |
Q1 2018 | 1,523.19 | 6.9 % | 2,129.55 | 6.1 % | (196.44) | 9.5 % |
Q2 2018 | 1,629.57 | 10.6 % | 2,173.53 | 9.6 % | (328.81) | 11.5 % |
Q3 2018 | 1,717.41 | 11.6 % | 2,280.89 | 9.9 % | (243.09) | 15.6 % |
Q4 2018 | 1,758.30 | 17.4 % | 2,383.44 | 15.8 % | (170.37) | 51.4 % |
2018 | 6,628.46 | 11.7 % | 8,967.40 | 10.4 % | (938.71) | 23.5 % |
Q1 2019 | 1,808.72 | 18.7 % | 2,580.14 | 21.2 % | (162.37) | 17.3 % |
Q2 2019 | 1,962.95 | 20.5 % | 2,669.57 | 22.8 % | (283.05) | 13.9 % |
Q3 2019 | 2,034.23 | 18.4 % | 2,762.69 | 21.1 % | (189.84) | 21.9 % |
Q4 2019 | 2,031.12 | 15.5 % | 2,704.66 | 13.5 % | (334.93) | (96.6 %) |
2019 | 7,837.02 | 18.2 % | 10,717.06 | 19.5 % | (970.20) | (3.4 %) |
Q1 2020 | 1,989.32 | 10.0 % | 2,885.48 | 11.8 % | (303.40) | (86.9 %) |
Q2 2020 | 2,115.75 | 7.8 % | 2,708.95 | 1.5 % | (569.99) | (101.4 %) |
Q3 2020 | 2,072.67 | 1.9 % | 2,820.99 | 2.1 % | (466.07) | (145.5 %) |
Q4 2020 | 2,035.87 | 0.2 % | 2,789.71 | 3.1 % | (647.62) | (93.4 %) |
2020 | 8,213.61 | 4.8 % | 11,205.12 | 4.6 % | (1,987.07) | (104.8 %) |
Q1 2021 | 2,095.80 | 5.4 % | 2,823.83 | (2.1 %) | (249.40) | 17.8 % |
Q2 2021 | 2,146.02 | 1.4 % | 2,978.09 | 9.9 % | (229.32) | 59.8 % |
Q3 2021 | 1,981.71 | (4.4 %) | 2,816.58 | (0.2 %) | (138.62) | 70.3 % |
Q4 2021 | 2,069.63 | 1.7 % | 2,949.34 | 5.7 % | (243.52) | 62.4 % |
2021 | 8,293.17 | 1.0 % | 11,567.84 | 3.2 % | (860.85) | 56.7 % |
Q1 2022 | 2,131.88 | 1.7 % | 3,101.53 | 9.8 % | (147.66) | 40.8 % |
Q2 2022 | 2,396.73 | 11.7 % | 3,230.47 | 8.5 % | (301.53) | (31.5 %) |
Q3 2022 | 2,672.19 | 34.8 % | 3,525.13 | 25.2 % | (203.53) | (46.8 %) |
Q4 2022 | 2,851.65 | 37.8 % | 3,742.24 | 26.9 % | (377.88) | (55.2 %) |
2022 | 10,052.45 | 21.2 % | 13,599.37 | 17.6 % | (1,030.59) | (19.7 %) |
Q1 2023 | 3,088.35 | 44.9 % | 4,036.23 | 30.1 % | (580.89) | (293.4 %) |
Q2 2023 | 3,109.12 | 29.7 % | 3,952.32 | 22.3 % | (484.44) | (60.7 %) |
Q3 2023 | 3,074.87 | 15.1 % | 3,978.14 | 12.9 % | (304.20) | (49.5 %) |
Q4 2023 | 3,141.94 | 10.2 % | 3,932.15 | 5.1 % | (464.46) | (22.9 %) |
2023 | 12,414.28 | 23.5 % | 15,898.84 | 16.9 % | (1,833.99) | (78.0 %) |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2014 | 5,130.24 | 9.2 % | 8,011.77 | 13.3 % | (900.06) | (43.5 %) |
2015 | 5,179.78 | 1.0 % | 7,699.36 | (3.9 %) | (1,030.74) | (14.5 %) |
2016 | 5,301.03 | 2.3 % | 7,501.28 | (2.6 %) | (1,286.40) | (24.8 %) |
2017 | 5,935.08 | 12.0 % | 8,125.21 | 8.3 % | (1,227.49) | 4.6 % |
2018 | 6,628.46 | 11.7 % | 8,967.40 | 10.4 % | (938.71) | 23.5 % |
2019 | 7,837.02 | 18.2 % | 10,717.06 | 19.5 % | (970.20) | (3.4 %) |
2020 | 8,213.61 | 4.8 % | 11,205.12 | 4.6 % | (1,987.07) | (104.8 %) |
2021 | 8,293.17 | 1.0 % | 11,567.84 | 3.2 % | (860.85) | 56.7 % |
2022 | 10,052.45 | 21.2 % | 13,599.37 | 17.6 % | (1,030.59) | (19.7 %) |
2023 | 12,414.28 | 23.5 % | 15,898.84 | 16.9 % | (1,833.99) | (78.0 %) |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2014 | 1,079.45 | 13.5 % | 0.36 | - | 1,079.45 | 0.36 |
Q2 2014 | 1,136.26 | 17.4 % | 0.38 | - | 1,136.26 | 0.38 |
Q3 2014 | 1,076.29 | 7.9 % | 0.36 | - | 1,076.29 | 0.36 |
Q4 2014 | 1,060.41 | 2.9 % | 0.35 | - | 1,060.41 | 0.35 |
2014 | 4,352.41 | 10.3 % | 1.45 | - | 4,352.41 | 1.45 |
Q1 2015 | 1,171.60 | 8.5 % | 0.39 | - | 1,171.60 | 0.39 |
Q2 2015 | 1,128.23 | (0.7 %) | 0.38 | 266.60 | 861.63 | 0.29 |
Q3 2015 | 898.55 | (16.5 %) | 0.30 | - | 898.55 | 0.30 |
Q4 2015 | 851.10 | (19.7 %) | 0.28 | - | 851.10 | 0.28 |
2015 | 4,049.48 | (7.0 %) | 1.35 | 266.60 | 3,782.88 | 1.26 |
Q1 2016 | 1,173.72 | 0.2 % | 0.39 | 201.00 | 972.72 | 0.32 |
Q2 2016 | 1,145.98 | 1.6 % | 0.38 | - | 1,145.98 | 0.38 |
Q3 2016 | 729.43 | (18.8 %) | 0.24 | - | 729.43 | 0.24 |
Q4 2016 | 293.37 | (65.5 %) | 0.10 | - | 293.37 | 0.10 |
2016 | 3,342.49 | (17.5 %) | 1.11 | 201.00 | 3,141.49 | 1.05 |
Q1 2017 | 1,047.36 | (10.8 %) | 0.35 | - | 1,047.36 | 0.35 |
Q2 2017 | 847.92 | (26.0 %) | 0.28 | - | 847.92 | 0.28 |
Q3 2017 | 1,076.85 | 47.6 % | 0.36 | - | 1,076.85 | 0.36 |
Q4 2017 | 973.88 | 232.0 % | 0.32 | - | 973.88 | 0.32 |
2017 | 3,946.00 | 18.1 % | 1.32 | - | 3,946.00 | 1.32 |
Q1 2018 | 916.83 | (12.5 %) | 0.31 | - | 916.83 | 0.31 |
Q2 2018 | 842.49 | (0.6 %) | 0.28 | - | 842.49 | 0.28 |
Q3 2018 | 945.01 | (12.2 %) | 0.32 | - | 945.01 | 0.32 |
Q4 2018 | 387.75 | (60.2 %) | 0.13 | (744.00) | 1,131.75 | 0.38 |
2018 | 3,092.09 | (21.6 %) | 1.03 | (744.00) | 3,836.09 | 1.28 |
Q1 2019 | 1,484.79 | 61.9 % | 0.49 | - | 1,484.79 | 0.49 |
Q2 2019 | 1,499.75 | 78.0 % | 0.50 | - | 1,499.75 | 0.50 |
Q3 2019 | 1,506.35 | 59.4 % | 0.50 | - | 1,506.35 | 0.50 |
Q4 2019 | 1,111.18 | 186.6 % | 0.37 | - | 1,111.18 | 0.37 |
2019 | 5,602.07 | 81.2 % | 1.87 | - | 5,602.07 | 1.87 |
Q1 2020 | 1,476.43 | (0.6 %) | 0.49 | - | 1,476.43 | 0.49 |
Q2 2020 | 1,063.05 | (29.1 %) | 0.35 | - | 1,063.05 | 0.35 |
Q3 2020 | 1,295.98 | (14.0 %) | 0.43 | - | 1,295.98 | 0.43 |
Q4 2020 | 879.54 | (20.8 %) | 0.29 | - | 879.54 | 0.29 |
2020 | 4,715.00 | (15.8 %) | 1.57 | - | 4,715.00 | 1.57 |
Q1 2021 | 1,353.62 | (8.3 %) | 0.45 | - | 1,353.62 | 0.45 |
Q2 2021 | 1,511.60 | 42.2 % | 0.50 | - | 1,511.60 | 0.50 |
Q3 2021 | 1,542.81 | 19.0 % | 0.51 | - | 1,542.81 | 0.51 |
Q4 2021 | 1,617.36 | 83.9 % | 0.54 | - | 1,617.36 | 0.54 |
2021 | 6,025.38 | 27.8 % | 2.01 | - | 6,025.38 | 2.01 |
Q1 2022 | 1,552.59 | 14.7 % | 0.52 | - | 1,552.59 | 0.52 |
Q2 2022 | 1,611.23 | 6.6 % | 0.54 | - | 1,611.23 | 0.54 |
Q3 2022 | 1,827.67 | 18.5 % | 0.61 | - | 1,827.67 | 0.61 |
Q4 2022 | 2,027.83 | 25.4 % | 0.68 | - | 2,027.83 | 0.68 |
2022 | 7,019.32 | 16.5 % | 2.34 | - | 7,019.32 | 2.34 |
Q1 2023 | 2,019.59 | 30.1 % | 0.67 | - | 2,019.59 | 0.67 |
Q2 2023 | 1,982.32 | 23.0 % | 0.66 | - | 1,982.32 | 0.66 |
Q3 2023 | 2,089.37 | 14.3 % | 0.70 | - | 2,089.37 | 0.70 |
Q4 2023 | 1,954.56 | (3.6 %) | 0.65 | - | 1,954.56 | 0.65 |
2023 | 8,045.84 | 14.6 % | 2.68 | - | 8,045.84 | 2.68 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2014 | 4,352.41 | 10.3 % | 1.45 | - | 4,352.41 | 1.45 |
2015 | 4,049.48 | (7.0 %) | 1.35 | 266.60 | 3,782.88 | 1.26 |
2016 | 3,342.49 | (17.5 %) | 1.11 | 201.00 | 3,141.49 | 1.05 |
2017 | 3,946.00 | 18.1 % | 1.32 | - | 3,946.00 | 1.32 |
2018 | 3,092.09 | (21.6 %) | 1.03 | (744.00) | 3,836.09 | 1.28 |
2019 | 5,602.07 | 81.2 % | 1.87 | - | 5,602.07 | 1.87 |
2020 | 4,715.00 | (15.8 %) | 1.57 | - | 4,715.00 | 1.57 |
2021 | 6,025.38 | 27.8 % | 2.01 | - | 6,025.38 | 2.01 |
2022 | 7,019.32 | 16.5 % | 2.34 | - | 7,019.32 | 2.34 |
2023 | 8,045.84 | 14.6 % | 2.68 | - | 8,045.84 | 2.68 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2014 | 211.41 | 13.4 % | 159.95 | 11.1 % | 136.77 | 13.1 % |
Q2 2014 | 213.99 | 11.7 % | 160.10 | 8.3 % | 140.77 | 11.6 % |
Q3 2014 | 217.07 | 7.6 % | 161.64 | 4.8 % | 140.70 | 8.3 % |
Q4 2014 | 214.59 | 4.6 % | 164.08 | 7.1 % | 133.49 | 1.8 % |
Q1 2015 | 216.53 | 2.4 % | 165.02 | 3.2 % | 138.04 | 0.9 % |
Q2 2015 | 222.48 | 4.0 % | 167.07 | 4.4 % | 137.10 | (2.6 %) |
Q3 2015 | 216.98 | 0.0 % | 161.12 | (0.3 %) | 138.46 | (1.6 %) |
Q4 2015 | 223.32 | 4.1 % | 167.85 | 2.3 % | 145.07 | 8.7 % |
Q1 2016 | 227.00 | 4.8 % | 165.76 | 0.4 % | 152.56 | 10.5 % |
Q2 2016 | 227.78 | 2.4 % | 164.04 | (1.8 %) | 154.67 | 12.8 % |
Q3 2016 | 223.47 | 3.0 % | 160.82 | (0.2 %) | 152.63 | 10.2 % |
Q4 2016 | 217.62 | (2.6 %) | 156.68 | (6.7 %) | 142.91 | (1.5 %) |
Q1 2017 | 216.32 | (4.7 %) | 154.19 | (7.0 %) | 140.92 | (7.6 %) |
Q2 2017 | 218.99 | (3.9 %) | 156.98 | (4.3 %) | 141.18 | (8.7 %) |
Q3 2017 | 218.22 | (2.3 %) | 156.05 | (3.0 %) | 142.07 | (6.9 %) |
Q4 2017 | 216.28 | (0.6 %) | 154.37 | (1.5 %) | 138.84 | (2.8 %) |
Q1 2018 | 213.67 | (1.2 %) | 151.92 | (1.5 %) | 141.22 | 0.2 % |
Q2 2018 | 215.48 | (1.6 %) | 153.42 | (2.3 %) | 144.31 | 2.2 % |
Q3 2018 | 225.97 | 3.5 % | 159.24 | 2.0 % | 145.76 | 2.6 % |
Q4 2018 | 229.90 | 6.3 % | 169.82 | 10.0 % | 151.02 | 8.8 % |
Q1 2019 | 239.52 | 12.1 % | 173.49 | 14.2 % | 158.24 | 12.1 % |
Q2 2019 | 246.12 | 14.2 % | 176.51 | 15.1 % | 161.32 | 11.8 % |
Q3 2019 | 250.57 | 10.9 % | 177.67 | 11.6 % | 166.28 | 14.1 % |
Q4 2019 | 265.79 | 15.6 % | 194.52 | 14.5 % | 173.98 | 15.2 % |
Q1 2020 | 279.70 | 16.8 % | 192.90 | 11.2 % | 182.78 | 15.5 % |
Q2 2020 | 295.08 | 19.9 % | 199.99 | 13.3 % | 187.65 | 16.3 % |
Q3 2020 | 308.56 | 23.1 % | 201.29 | 13.3 % | 190.82 | 14.8 % |
Q4 2020 | 310.09 | 16.7 % | 203.04 | 4.4 % | 191.35 | 10.0 % |
Q1 2021 | 308.04 | 10.1 % | 198.60 | 3.0 % | 196.44 | 7.5 % |
Q2 2021 | 317.27 | 7.5 % | 202.45 | 1.2 % | 204.74 | 9.1 % |
Q3 2021 | 318.66 | 3.3 % | 204.00 | 1.3 % | 210.48 | 10.3 % |
Q4 2021 | 325.74 | 5.0 % | 211.68 | 4.3 % | 217.29 | 13.6 % |
Q1 2022 | 348.47 | 13.1 % | 232.42 | 17.0 % | 234.79 | 19.5 % |
Q2 2022 | 357.95 | 12.8 % | 237.48 | 17.3 % | 239.65 | 17.0 % |
Q3 2022 | 347.88 | 9.2 % | 235.89 | 15.6 % | 241.59 | 14.8 % |
Q4 2022 | 359.65 | 10.4 % | 240.01 | 13.4 % | 242.36 | 11.5 % |
Q1 2023 | 380.62 | 9.2 % | 257.28 | 10.7 % | 251.98 | 7.3 % |
Q2 2023 | 389.24 | 8.7 % | 272.27 | 14.7 % | 263.15 | 9.8 % |
Q3 2023 | 377.01 | 8.4 % | 254.72 | 8.0 % | 267.15 | 10.6 % |
Q4 2023 | 386.85 | 7.6 % | 254.91 | 6.2 % | 274.40 | 13.2 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2014 | 211.41 | 13.4 % | 159.95 | 11.1 % | 136.77 | 13.1 % |
6m 2014 | 213.99 | 11.7 % | 160.10 | 8.3 % | 140.77 | 11.6 % |
9m 2014 | 217.07 | 7.6 % | 161.64 | 4.8 % | 140.70 | 8.3 % |
12m 2014 | 214.59 | 4.6 % | 164.08 | 7.1 % | 133.49 | 1.8 % |
3m 2015 | 216.53 | 2.4 % | 165.02 | 3.2 % | 138.04 | 0.9 % |
6m 2015 | 222.48 | 4.0 % | 167.07 | 4.4 % | 137.10 | (2.6 %) |
9m 2015 | 216.98 | 0.0 % | 161.12 | (0.3 %) | 138.46 | (1.6 %) |
12m 2015 | 223.32 | 4.1 % | 167.85 | 2.3 % | 145.07 | 8.7 % |
3m 2016 | 227.00 | 4.8 % | 165.76 | 0.4 % | 152.56 | 10.5 % |
6m 2016 | 227.78 | 2.4 % | 164.04 | (1.8 %) | 154.67 | 12.8 % |
9m 2016 | 223.47 | 3.0 % | 160.82 | (0.2 %) | 152.63 | 10.2 % |
12m 2016 | 217.62 | (2.6 %) | 156.68 | (6.7 %) | 142.91 | (1.5 %) |
3m 2017 | 216.32 | (4.7 %) | 154.19 | (7.0 %) | 140.92 | (7.6 %) |
6m 2017 | 218.99 | (3.9 %) | 156.98 | (4.3 %) | 141.18 | (8.7 %) |
9m 2017 | 218.22 | (2.3 %) | 156.05 | (3.0 %) | 142.07 | (6.9 %) |
12m 2017 | 216.28 | (0.6 %) | 154.37 | (1.5 %) | 138.84 | (2.8 %) |
3m 2018 | 213.67 | (1.2 %) | 151.92 | (1.5 %) | 141.22 | 0.2 % |
6m 2018 | 215.48 | (1.6 %) | 153.42 | (2.3 %) | 144.31 | 2.2 % |
9m 2018 | 225.97 | 3.5 % | 159.24 | 2.0 % | 145.76 | 2.6 % |
12m 2018 | 229.90 | 6.3 % | 169.82 | 10.0 % | 151.02 | 8.8 % |
3m 2019 | 239.52 | 12.1 % | 173.49 | 14.2 % | 158.24 | 12.1 % |
6m 2019 | 246.12 | 14.2 % | 176.51 | 15.1 % | 161.32 | 11.8 % |
9m 2019 | 250.57 | 10.9 % | 177.67 | 11.6 % | 166.28 | 14.1 % |
12m 2019 | 265.79 | 15.6 % | 194.52 | 14.5 % | 173.98 | 15.2 % |
3m 2020 | 279.70 | 16.8 % | 192.90 | 11.2 % | 182.78 | 15.5 % |
6m 2020 | 295.08 | 19.9 % | 199.99 | 13.3 % | 187.65 | 16.3 % |
9m 2020 | 308.56 | 23.1 % | 201.29 | 13.3 % | 190.82 | 14.8 % |
12m 2020 | 310.09 | 16.7 % | 203.04 | 4.4 % | 191.35 | 10.0 % |
3m 2021 | 308.04 | 10.1 % | 198.60 | 3.0 % | 196.44 | 7.5 % |
6m 2021 | 317.27 | 7.5 % | 202.45 | 1.2 % | 204.74 | 9.1 % |
9m 2021 | 318.66 | 3.3 % | 204.00 | 1.3 % | 210.48 | 10.3 % |
12m 2021 | 325.74 | 5.0 % | 211.68 | 4.3 % | 217.29 | 13.6 % |
3m 2022 | 348.47 | 13.1 % | 232.42 | 17.0 % | 234.79 | 19.5 % |
6m 2022 | 357.95 | 12.8 % | 237.48 | 17.3 % | 239.65 | 17.0 % |
9m 2022 | 347.88 | 9.2 % | 235.89 | 15.6 % | 241.59 | 14.8 % |
12m 2022 | 359.65 | 10.4 % | 240.01 | 13.4 % | 242.36 | 11.5 % |
3m 2023 | 380.62 | 9.2 % | 257.28 | 10.7 % | 251.98 | 7.3 % |
6m 2023 | 389.24 | 8.7 % | 272.27 | 14.7 % | 263.15 | 9.8 % |
9m 2023 | 377.01 | 8.4 % | 254.72 | 8.0 % | 267.15 | 10.6 % |
12m 2023 | 386.85 | 7.6 % | 254.91 | 6.2 % | 274.40 | 13.2 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2014 | 214.59 | 4.6 % | 164.08 | 7.1 % | 133.49 | 1.8 % |
2015 | 223.32 | 4.1 % | 167.85 | 2.3 % | 145.07 | 8.7 % |
2016 | 217.62 | (2.6 %) | 156.68 | (6.7 %) | 142.91 | (1.5 %) |
2017 | 216.28 | (0.6 %) | 154.37 | (1.5 %) | 138.84 | (2.8 %) |
2018 | 229.90 | 6.3 % | 169.82 | 10.0 % | 151.02 | 8.8 % |
2019 | 265.79 | 15.6 % | 194.52 | 14.5 % | 173.98 | 15.2 % |
2020 | 310.09 | 16.7 % | 203.04 | 4.4 % | 191.35 | 10.0 % |
2021 | 325.74 | 5.0 % | 211.68 | 4.3 % | 217.29 | 13.6 % |
2022 | 359.65 | 10.4 % | 240.01 | 13.4 % | 242.36 | 11.5 % |
2023 | 386.85 | 7.6 % | 254.91 | 6.2 % | 274.40 | 13.2 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2014 | 2.05 % | 12.43 % | 66.43 % |
Q2 2014 | 2.09 % | 12.97 % | 65.17 % |
Q3 2014 | 2.06 % | 12.82 % | 64.36 % |
Q4 2014 | 2.07 % | 12.54 % | 64.03 % |
2014 | 2.07 % | 12.54 % | 64.03 % |
Q1 2015 | 2.08 % | 12.61 % | 63.76 % |
Q2 2015 | 2.03 % | 12.61 % | 65.79 % |
Q3 2015 | 1.96 % | 12.06 % | 66.17 % |
Q4 2015 | 1.85 % | 11.24 % | 67.28 % |
2015 | 1.85 % | 11.24 % | 67.28 % |
Q1 2016 | 1.83 % | 10.95 % | 69.45 % |
Q2 2016 | 1.81 % | 11.00 % | 69.18 % |
Q3 2016 | 1.77 % | 10.71 % | 70.03 % |
Q4 2016 | 1.52 % | 9.09 % | 70.67 % |
2016 | 1.52 % | 9.09 % | 70.67 % |
Q1 2017 | 1.45 % | 8.67 % | 70.69 % |
Q2 2017 | 1.31 % | 7.88 % | 72.56 % |
Q3 2017 | 1.48 % | 8.74 % | 73.29 % |
Q4 2017 | 1.82 % | 10.44 % | 73.05 % |
2017 | 1.82 % | 10.44 % | 73.05 % |
Q1 2018 | 1.77 % | 10.43 % | 73.15 % |
Q2 2018 | 1.75 % | 10.36 % | 73.36 % |
Q3 2018 | 1.66 % | 9.89 % | 73.69 % |
Q4 2018 | 1.39 % | 8.20 % | 73.92 % |
2018 | 1.39 % | 8.20 % | 73.92 % |
Q1 2019 | 1.62 % | 9.92 % | 73.41 % |
Q2 2019 | 1.87 % | 11.31 % | 73.10 % |
Q3 2019 | 2.05 % | 12.84 % | 72.76 % |
Q4 2019 | 2.26 % | 14.49 % | 73.13 % |
2019 | 2.26 % | 14.49 % | 73.13 % |
Q1 2020 | 2.15 % | 14.83 % | 72.74 % |
Q2 2020 | 1.91 % | 12.86 % | 73.86 % |
Q3 2020 | 1.77 % | 12.08 % | 73.82 % |
Q4 2020 | 1.64 % | 11.10 % | 73.30 % |
2020 | 1.64 % | 11.10 % | 73.30 % |
Q1 2021 | 1.56 % | 11.20 % | 74.66 % |
Q2 2021 | 1.65 % | 11.81 % | 73.17 % |
Q3 2021 | 1.69 % | 11.92 % | 72.40 % |
Q4 2021 | 1.90 % | 13.15 % | 71.69 % |
2021 | 1.90 % | 13.15 % | 71.69 % |
Q1 2022 | 1.90 % | 13.49 % | 70.32 % |
Q2 2022 | 1.87 % | 13.87 % | 70.92 % |
Q3 2022 | 1.98 % | 14.24 % | 72.39 % |
Q4 2022 | 2.05 % | 14.49 % | 73.92 % |
2022 | 2.05 % | 14.49 % | 73.92 % |
Q1 2023 | 2.05 % | 15.38 % | 75.75 % |
Q2 2023 | 2.10 % | 16.07 % | 76.83 % |
Q3 2023 | 2.24 % | 16.63 % | 77.18 % |
Q4 2023 | 2.16 % | 15.58 % | 78.08 % |
2023 | 2.16 % | 15.58 % | 78.08 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2014 | 2.07 % | 12.54 % | 64.03 % |
2015 | 1.85 % | 11.24 % | 67.28 % |
2016 | 1.52 % | 9.09 % | 70.67 % |
2017 | 1.82 % | 10.44 % | 73.05 % |
2018 | 1.39 % | 8.20 % | 73.92 % |
2019 | 2.26 % | 14.49 % | 73.13 % |
2020 | 1.64 % | 11.10 % | 73.30 % |
2021 | 1.90 % | 13.15 % | 71.69 % |
2022 | 2.05 % | 14.49 % | 73.92 % |
2023 | 2.16 % | 15.58 % | 78.08 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2014 | 75.66 % | 64.70 % | 85.51 % |
Q2 2014 | 74.82 % | 65.78 % | 87.93 % |
Q3 2014 | 74.47 % | 64.82 % | 87.05 % |
Q4 2014 | 76.46 % | 62.21 % | 81.36 % |
Q1 2015 | 76.21 % | 63.75 % | 83.65 % |
Q2 2015 | 75.10 % | 61.62 % | 82.06 % |
Q3 2015 | 74.26 % | 63.82 % | 85.94 % |
Q4 2015 | 75.16 % | 64.96 % | 86.42 % |
Q1 2016 | 73.02 % | 67.21 % | 92.04 % |
Q2 2016 | 72.02 % | 67.90 % | 94.28 % |
Q3 2016 | 71.96 % | 68.30 % | 94.91 % |
Q4 2016 | 72.00 % | 65.67 % | 91.21 % |
Q1 2017 | 71.28 % | 65.14 % | 91.39 % |
Q2 2017 | 71.68 % | 64.47 % | 89.94 % |
Q3 2017 | 71.51 % | 65.10 % | 91.04 % |
Q4 2017 | 71.37 % | 64.19 % | 89.94 % |
Q1 2018 | 71.10 % | 66.09 % | 92.96 % |
Q2 2018 | 71.20 % | 66.97 % | 94.06 % |
Q3 2018 | 70.47 % | 64.51 % | 91.53 % |
Q4 2018 | 73.87 % | 65.69 % | 88.93 % |
Q1 2019 | 72.43 % | 66.07 % | 91.21 % |
Q2 2019 | 71.72 % | 65.55 % | 91.40 % |
Q3 2019 | 70.91 % | 66.36 % | 93.59 % |
Q4 2019 | 73.19 % | 65.46 % | 89.44 % |
Q1 2020 | 68.97 % | 65.35 % | 94.75 % |
Q2 2020 | 67.77 % | 63.59 % | 93.83 % |
Q3 2020 | 65.24 % | 61.84 % | 94.80 % |
Q4 2020 | 65.48 % | 61.71 % | 94.24 % |
Q1 2021 | 64.47 % | 63.77 % | 98.91 % |
Q2 2021 | 63.81 % | 64.53 % | 101.13 % |
Q3 2021 | 64.02 % | 66.05 % | 103.18 % |
Q4 2021 | 64.98 % | 66.71 % | 102.65 % |
Q1 2022 | 66.70 % | 67.38 % | 101.02 % |
Q2 2022 | 66.34 % | 66.95 % | 100.92 % |
Q3 2022 | 67.81 % | 69.44 % | 102.41 % |
Q4 2022 | 66.73 % | 67.39 % | 100.98 % |
Q1 2023 | 67.59 % | 66.20 % | 97.94 % |
Q2 2023 | 69.95 % | 67.61 % | 96.65 % |
Q3 2023 | 67.56 % | 70.86 % | 104.88 % |
Q4 2023 | 65.89 % | 70.93 % | 107.65 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2014 | 76.46 % | 62.21 % | 81.36 % |
2015 | 75.16 % | 64.96 % | 86.42 % |
2016 | 72.00 % | 65.67 % | 91.21 % |
2017 | 71.37 % | 64.19 % | 89.94 % |
2018 | 73.87 % | 65.69 % | 88.93 % |
2019 | 73.19 % | 65.46 % | 89.44 % |
2020 | 65.48 % | 61.71 % | 94.24 % |
2021 | 64.98 % | 66.71 % | 102.65 % |
2022 | 66.73 % | 67.39 % | 100.98 % |
2023 | 65.89 % | 70.93 % | 107.65 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2014 | 3,000.00 | 1.36 | 1.36 | - | 11.25 |
Q2 2014 | 3,000.00 | 1.41 | 1.41 | - | 11.27 |
Q3 2014 | 3,000.00 | 1.44 | 1.44 | - | 11.62 |
Q4 2014 | 3,000.00 | 1.45 | 1.45 | 1.45 | 11.85 |
Q1 2015 | 3,000.00 | 1.48 | 1.48 | 1.48 | 12.25 |
Q2 2015 | 3,000.00 | 1.48 | 1.39 | 1.48 | 12.19 |
Q3 2015 | 3,000.00 | 1.42 | 1.33 | 1.42 | 11.92 |
Q4 2015 | 3,000.00 | 1.35 | 1.26 | 1.35 | 12.18 |
Q1 2016 | 3,000.00 | 1.35 | 1.19 | 1.35 | 12.42 |
Q2 2016 | 3,000.00 | 1.36 | 1.29 | 1.35 | 12.47 |
Q3 2016 | 3,000.00 | 1.30 | 1.23 | 1.29 | 12.35 |
Q4 2016 | 3,000.00 | 1.11 | 1.05 | 1.10 | 12.32 |
Q1 2017 | 3,000.00 | 1.07 | 1.07 | 1.06 | 12.32 |
Q2 2017 | 3,000.00 | 0.97 | 0.97 | 0.96 | 12.21 |
Q3 2017 | 3,000.00 | 1.09 | 1.09 | 1.08 | 12.56 |
Q4 2017 | 3,000.00 | 1.32 | 1.32 | 1.32 | 12.87 |
Q1 2018 | 3,000.00 | 1.27 | 1.27 | 1.35 | 12.06 |
Q2 2018 | 3,000.00 | 1.27 | 1.27 | 1.35 | 12.31 |
Q3 2018 | 3,000.00 | 1.23 | 1.23 | 1.31 | 12.25 |
Q4 2018 | 3,000.00 | 1.03 | 1.28 | 1.11 | 12.26 |
Q1 2019 | 3,000.00 | 1.22 | 1.47 | 1.22 | 12.55 |
Q2 2019 | 3,000.00 | 1.44 | 1.69 | 1.44 | 13.14 |
Q3 2019 | 3,000.00 | 1.63 | 1.87 | 1.62 | 13.08 |
Q4 2019 | 3,000.00 | 1.87 | 1.87 | 1.86 | 13.52 |
Q1 2020 | 3,000.00 | 1.86 | 1.86 | 1.86 | 12.60 |
Q2 2020 | 3,000.00 | 1.72 | 1.72 | 1.71 | 13.60 |
Q3 2020 | 3,000.00 | 1.65 | 1.65 | 1.64 | 14.22 |
Q4 2020 | 3,000.00 | 1.57 | 1.57 | 1.56 | 14.79 |
Q1 2021 | 3,000.00 | 1.53 | 1.53 | 1.52 | 14.74 |
Q2 2021 | 3,000.00 | 1.68 | 1.68 | 1.67 | 14.85 |
Q3 2021 | 3,000.00 | 1.76 | 1.76 | 1.75 | 15.35 |
Q4 2021 | 3,000.00 | 2.01 | 2.01 | 2.00 | 15.77 |
Q1 2022 | 3,000.00 | 2.07 | 2.07 | 2.06 | 16.02 |
Q2 2022 | 3,000.00 | 2.11 | 2.11 | 2.09 | 15.55 |
Q3 2022 | 3,000.00 | 2.20 | 2.20 | 2.18 | 15.59 |
Q4 2022 | 3,000.00 | 2.34 | 2.34 | 2.32 | 16.53 |
Q1 2023 | 3,000.00 | 2.50 | 2.50 | 2.45 | 16.42 |
Q2 2023 | 3,000.00 | 2.62 | 2.62 | 2.56 | 17.04 |
Q3 2023 | 3,000.00 | 2.71 | 2.71 | 2.63 | 16.96 |
Q4 2023 | 3,000.00 | 2.68 | 2.68 | 2.58 | 17.90 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2014 | 3,000.00 | 1.45 | 1.45 | 1.45 | 11.85 |
2015 | 3,000.00 | 1.35 | 1.26 | 1.35 | 12.18 |
2016 | 3,000.00 | 1.11 | 1.05 | 1.11 | 12.32 |
2017 | 3,000.00 | 1.32 | 1.32 | 1.32 | 12.87 |
2018 | 3,000.00 | 1.03 | 1.28 | 1.03 | 12.26 |
2019 | 3,000.00 | 1.87 | 1.87 | 1.87 | 13.52 |
2020 | 3,000.00 | 1.57 | 1.57 | 1.57 | 14.79 |
2021 | 3,000.00 | 2.01 | 2.01 | 2.01 | 15.77 |
2022 | 3,000.00 | 2.34 | 2.34 | 2.32 | 16.53 |
2023 | 3,000.00 | 2.68 | 2.68 | 2.58 | 17.90 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2014 | 12.84 | 12.84 | 1.55 |
Q2 2014 | 12.69 | 12.69 | 1.59 |
Q3 2014 | 14.65 | 14.65 | 1.82 |
Q4 2014 | 11.72 | 11.72 | 1.43 |
Q1 2015 | 11.36 | 11.36 | 1.37 |
Q2 2015 | 11.26 | 11.98 | 1.37 |
Q3 2015 | 9.87 | 10.53 | 1.18 |
Q4 2015 | 9.20 | 9.85 | 1.02 |
Q1 2016 | 8.33 | 9.42 | 0.91 |
Q2 2016 | 8.10 | 8.52 | 0.88 |
Q3 2016 | 7.76 | 8.18 | 0.81 |
Q4 2016 | 10.50 | 11.17 | 0.94 |
Q1 2017 | 9.94 | 9.94 | 0.86 |
Q2 2017 | 11.40 | 11.40 | 0.90 |
Q3 2017 | 10.88 | 10.88 | 0.94 |
Q4 2017 | 9.47 | 9.47 | 0.97 |
Q1 2018 | 10.27 | 10.27 | 1.15 |
Q2 2018 | 12.04 | 12.04 | 1.32 |
Q3 2018 | 12.69 | 12.69 | 1.36 |
Q4 2018 | 17.86 | 14.39 | 1.62 |
Q1 2019 | 19.75 | 16.42 | 1.92 |
Q2 2019 | 18.72 | 15.96 | 2.05 |
Q3 2019 | 15.06 | 13.07 | 1.87 |
Q4 2019 | 12.90 | 12.90 | 1.77 |
Q1 2020 | 8.04 | 8.04 | 1.19 |
Q2 2020 | 9.86 | 9.86 | 1.24 |
Q3 2020 | 11.37 | 11.37 | 1.31 |
Q4 2020 | 12.95 | 12.95 | 1.37 |
Q1 2021 | 14.76 | 14.76 | 1.52 |
Q2 2021 | 15.87 | 15.87 | 1.78 |
Q3 2021 | 15.43 | 15.43 | 1.76 |
Q4 2021 | 13.55 | 13.55 | 1.72 |
Q1 2022 | 18.23 | 18.23 | 2.34 |
Q2 2022 | 15.36 | 15.36 | 2.06 |
Q3 2022 | 14.56 | 14.56 | 2.04 |
Q4 2022 | 13.71 | 13.71 | 1.92 |
Q1 2023 | 12.12 | 12.12 | 1.81 |
Q2 2023 | 13.14 | 13.14 | 1.97 |
Q3 2023 | 10.55 | 10.55 | 1.64 |
Q4 2023 | 11.05 | 11.05 | 1.59 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2014 | 11.72 | 11.72 | 1.43 |
2015 | 9.20 | 9.85 | 1.02 |
2016 | 10.41 | 11.07 | 0.94 |
2017 | 9.47 | 9.47 | 0.97 |
2018 | 19.24 | 15.51 | 1.62 |
2019 | 12.83 | 12.83 | 1.77 |
2020 | 12.87 | 12.87 | 1.37 |
2021 | 13.48 | 13.48 | 1.72 |
2022 | 13.71 | 13.71 | 1.92 |
2023 | 11.05 | 11.05 | 1.59 |
Business Segments (Million)
Q4 2023
Revenue by Business Segment (Latest) 2023 Q4
2023
Period | Corporate and Institutional Banking | Retail | Trade and other business | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
Q1 2014 | 923.48 | 587.96 | 269.14 | 92.29 | 59.18 |
Q2 2014 | 889.64 | 681.85 | 334.94 | 113.23 | 75.32 |
Q3 2014 | 858.09 | 615.03 | 349.86 | 102.37 | 64.91 |
Q4 2014 | 950.36 | 617.23 | 242.76 | 100.75 | 83.42 |
Q1 2015 | 939.86 | 652.58 | 326.35 | 92.89 | 36.12 |
Q2 2015 | 886.75 | 658.54 | 251.82 | 103.87 | 267.05 |
Q3 2015 | 783.54 | 635.58 | 374.95 | 73.52 | (5.48) |
Q4 2015 | 758.45 | 785.92 | 177.09 | 92.85 | 73.72 |
Q1 2016 | 784.82 | 646.82 | 173.87 | 71.64 | 310.02 |
Q2 2016 | 689.06 | 645.57 | 418.92 | 81.80 | 191.64 |
Q3 2016 | 678.28 | 541.65 | 360.81 | 60.72 | 213.42 |
Q4 2016 | 711.12 | 487.81 | 281.76 | 68.43 | 284.12 |
Q1 2017 | 841.43 | 651.85 | 446.76 | 67.25 | - |
Q2 2017 | 888.49 | 648.55 | 366.37 | 80.51 | - |
Q3 2017 | 895.84 | 679.78 | 423.44 | 77.07 | - |
Q4 2017 | 845.40 | 694.78 | 439.93 | 77.78 | - |
Q1 2018 | 820.77 | 714.54 | 505.55 | 88.69 | - |
Q2 2018 | 837.53 | 720.71 | 529.62 | 85.68 | - |
Q3 2018 | 857.56 | 741.72 | 587.16 | 94.44 | - |
Q4 2018 | 1,036.97 | 1,020.89 | 214.08 | 111.49 | - |
Q1 2019 | 1,048.27 | 785.09 | 641.41 | 105.38 | - |
Q2 2019 | 1,128.27 | 964.07 | 440.48 | 136.75 | - |
Q3 2019 | 1,086.78 | 984.87 | 551.55 | 139.49 | - |
Q4 2019 | 975.68 | 985.51 | 536.51 | 206.96 | - |
Q1 2020 | 1,081.78 | 964.01 | 696.86 | 142.84 | - |
Q2 2020 | 1,052.17 | 870.68 | 615.42 | 170.68 | - |
Q3 2020 | 1,160.71 | 958.91 | 509.11 | 192.27 | - |
Q4 2020 | 1,006.93 | 950.85 | 570.81 | 261.01 | - |
Q1 2021 | 1,104.71 | 922.74 | 588.82 | 207.56 | - |
Q2 2021 | 1,144.65 | 979.06 | 635.58 | 218.80 | - |
Q3 2021 | 954.48 | 959.05 | 723.01 | 180.05 | - |
Q4 2021 | 1,110.56 | 886.17 | 586.12 | 366.48 | - |
Q1 2022 | 1,182.29 | 1,010.37 | 636.27 | 272.61 | - |
Q2 2022 | 1,358.27 | 1,103.49 | 541.60 | 227.11 | - |
Q3 2022 | 2,083.89 | 1,083.46 | 125.21 | 232.56 | - |
Q4 2022 | 1,737.37 | 957.65 | 752.66 | 294.56 | - |
Q1 2023 | 2,058.53 | 1,090.83 | 694.61 | 192.26 | - |
Q2 2023 | 2,135.05 | 997.33 | 603.01 | 216.94 | - |
Q3 2023 | 2,135.98 | 1,022.64 | 607.01 | 212.50 | - |
Q4 2023 | 2,082.38 | 998.29 | 598.92 | 252.57 | - |
Period | Corporate and Institutional Banking | Retail | Trade and other business | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
2014 | 3,621.56 | 2,502.06 | 1,196.69 | 408.64 | 282.82 |
2015 | 3,368.60 | 2,732.62 | 1,130.21 | 363.13 | 371.41 |
2016 | 2,863.27 | 2,321.85 | 1,235.36 | 282.60 | 999.20 |
2017 | 3,471.16 | 2,674.96 | 1,676.49 | 302.60 | - |
2018 | 3,576.04 | 3,197.39 | 1,814.14 | 379.83 | - |
2019 | 4,239.01 | 3,719.54 | 2,169.95 | 588.57 | - |
2020 | 4,301.58 | 3,744.44 | 2,392.19 | 766.80 | - |
2021 | 4,314.40 | 3,747.02 | 2,533.53 | 972.89 | - |
2022 | 6,361.82 | 4,154.97 | 2,055.74 | 1,026.84 | - |
2023 | 8,392.84 | 4,121.57 | 2,510.15 | 874.27 | - |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q4 2023 (e) | Q4 2023 (a) | Change |
---|---|---|---|
Average | 2,016.75 | 1,954.56 | (3.1 %) |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q4 2023 (e) | Q4 2023 (a) | Change |
---|---|---|---|
Hermes | 1,991.00 | 1,954.56 | (1.8) % |
Bank of America | 1,917.31 | 1,954.56 | 1.9 % |
Sico | 2,002.00 | 1,954.56 | (2.4) % |
Goldman Sachs | 1,890.00 | 1,954.56 | 3.4 % |
OSOOL AND BAKHEET | 2,134.17 | 1,954.56 | (8.4) % |
SNB Capital | 2,166.00 | 1,954.56 | (9.8) % |
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